Askari Student Health Advantage

With A.S.H.A enjoy peace of mind! A.S.H.A for Parents and school management! A.S.H.A. plans have your children covered while they focus on education even when you are on holidays! .A.S.H.A offers you an access to a network of qualified doctors, leading hospitals including CMHs and MH via four plan levels i-e Basic, Special, Value and Value Plus.
As one of the nation's leading providers of health insurance solutions for students, we work collaboratively with our clients to build customized programs, provide best-in-class service and deliver innovative health support.
With comprehensive benefits and flexible payments options – A.S.H.A is the most popular health insurance choice for the students.

Four Student Plans are available

Basic

Rs1800 /annum

  • 100,000
  • *Max. Annual limit for Hospitalization capped at 15% per confinement.

  • 15 days
  • Pre/ Post hospitalization consultations

  • 3,5000
  • Emergency/ Accidents additional limit for first confinement only

  • General ward
  • Room Entitlement

  • No
  • Preexisting /congenital conditions coverage

  • No
  • Cancers coverage

  • Yes
  • Coverage outside school hours and during vacations

  • Yes
  • Panel facility countrywide

  • 5%
  • Discount for family insurance for students

  • Yes
  • Value added services

Special

Rs2,500/annum

  • 150,000
  • *Max. Annual limit for Hospitalization capped at 15% per confinement.

  • 15 days
  • Pre/ Post hospitalization consultations

  • 50,000
  • Emergency/ Accidents additional limit for first confinement only

  • Semi private
  • Room Entitlement

  • No
  • Preexisting /congenital conditions coverage

  • No
  • Cancers coverage

  • Yes
  • Coverage outside school hours and during vacations

  • Yes
  • Panel facility countrywide

  • 10%
  • Discount for family insurance for students

  • Yes
  • Value added services

Value

Rs3,000/annum

  • 200,000
  • *Max. Annual limit for Hospitalization capped at 15% per confinement.

  • 15 days
  • Pre/ Post hospitalization consultations

  • 60,000
  • Emergency/ Accidents additional limit for first confinement only

  • Private
  • Room Entitlement

  • No
  • Preexisting /congenital conditions coverage

  • No
  • Cancers coverage

  • Yes
  • Coverage outside school hours and during vacations

  • Yes
  • Panel facility countrywide

  • 10%
  • Discount for family insurance for students

  • Yes
  • Value added services

Value Plus

Rs3,600/annum

  • 300,000
  • *Max. Annual limit for Hospitalization capped at 15% per confinement.

  • 15 days
  • Pre/ Post hospitalization consultations

  • 75,000
  • Emergency/ Accidents additional limit for first confinement only

  • Private Plus
  • Room Entitlement

  • No
  • Preexisting /congenital conditions coverage

  • No
  • Cancers coverage

  • Yes
  • Coverage outside school hours and during vacations

  • Yes
  • Panel facility countrywide

  • 10%
  • Discount for family insurance for students

  • Yes
  • Value added services

Process Step2
All Our Plans Come With:

  • Superior Customer Service
  • 100% lifelong renewal
  • Clear Policy Wordings and Conditions
  • Cashless access to 150+ hospitals across Pakistan
  • One of the Fastest Claims Settlements in the Industry
  • Credit Facility in more than 150+ Network Panel Hospitals
  • Re-imbursement in case of Treatment in non-panel hospital
  • Direct In-house Settlement
  • Emergency Helpline/Health Advisory
  • 24/7 Call Centre and Toll Free Facility
  • Coverage Details:

  • Hospitalization
  • Pre/ Post hospitalization consultations
  • Emergency/Accidents
  • Room Entitlement
  • Coverage outside school hours and during vacations
  • Panel facility countrywide
  • Discount for family insurance for students
  • Value added services
  • Terms and Conditions:

  • Ages: Preschool to F.Sc. only regular enrolled students. 2-18 years
  • Students of Universities @ 500/month for value and 600/month for value plus. Declaration forms required.
  • Students enrolled for executive programs and distance-learning are however not eligible
  • Parents’ consent required for students below 18.
  • Plan choice will be subject to acceptance by the company.
  • *In case OPD facility is required, additional premium will be required.
  • Process Step1