The Marine Cargo Insurance offers four types of covers:

• Institute Cargo Clause (C): Named Perils basis
• Institute Cargo Clause(B): Named Perils basis
• Institute Cargo Clause (A): The widest form of cover under Marine Cargo Insurance in so far as it relates to the perils covered. ICC (A) is an unnamed perils clause.
• Institute Cargo Clause (Air)

Various clauses can be added depending upon the nature of the goods being carried. The Institute Cargo Clauses comprise a range of covers from the most comprehensive ones such as (A) Clauses to the basic minimum protection available termed (C) Clauses.

• Additional cover can also be provided for the following:
• War, strikes, riot and civil commotion
• Loading and unloading
• Customs duty
• Removal of debris