The law imposes a liability on employers that they should provide relief to employee in the form paying their medical expenses should they be injured in the course of performing their duties. Similarly relief should be available to the families should an employee be critically injured. Therefore, every person or a firm who employs people to do certain work for them on permanent basis need to carry an Employers’ liability coverage to protect their legal liability should their employees be involved in work related accidents or illnesses.
This policy is specially designed to protect the employers,
When the employee proceeds against the employer seeking compensation under Common Law and/or Shariah Law for any accidental bodily injury and / or disease caused during the course of the employment.
Coverage for employers against suits filed against them by employees.